Curious about why you might need a mortgage broker and how we can assist you? Whether you’re a first-time buyer or a seasoned mortgage holder, understanding the value of a mortgage broker is key. So, we’ve gathered answers to common FAQs about our services to show how we can help...
Low-Doc Home Loans
Navigating the vast array of loan options can be challenging, but for self-employed individuals, a low-doc loan might be the perfect fit. Dive in with us as we uncover what makes low-doc loans special, who can benefit from them, their standout features, and whether a fixed or variable rate is...
Budget-Friendly Ways to Maximise Your Home Value
Your home is not just four walls and a roof; it’s a long-term investment, and increasing its value should always be top of mind. There are several compelling reasons why homeowners should invest in boosting the value of their property. Ultimately, it enhances your living experience and also yields significant...
To Rent or Buy Property in 2024?
As property prices continue to soar, many young home buyers find themselves at a crossroads, trying to decide whether to rent or buy. It’s a dilemma as old as time—or at least as old as mortgages. Deciding whether to rent or buy in 2024’s challenging market is a complex decision...
Reverse Mortgage
As we journey through life, our needs evolve, and sometimes, financial constraints can feel like a roadblock to achieving our goals. Luckily, for Australians over 60 who own their own homes, there is a financial lifeline that can provide relief: a reverse mortgage. But what is it, and could it...
A Guide to Low-Deposit Home Loans
Saving for your first home is no easy feat for many Australians. It requires disciplined savings habits and maybe even sacrificing a few smashed avo brunches along the way. It’s not all doom and gloom though, for those struggling to save a hefty deposit, there is a beacon of hope:...
Exploring How an Appraisal Affects Home Loan Applications
Home appraisals have a lot of influence during your loan application. So much so that they can potentially shape the outcome of your application, be it approved or rejected. Given their significance, all home buyers should fully understand the appraisal process and what it involves. What is a home appraisal?...
Unlocking Home Loan Applications for Self-Employed Australians
If you’re self-employed, navigating the complexities of securing finance requires strategic planning and a comprehensive grasp of what lenders seek in potential borrowers. Let’s break down the process to help you started on your home-buying journey. What Lenders Seek in Self-Employed Borrowers 1. Stability and Consistency: Lenders prioritise stability and...
What Do I Need for Mortgage Pre-approval?
Buying a home is an exciting and transformative journey, but it comes with a few hoops to jump. One of the most crucial steps on this path is securing pre-approval from lenders. While it isn't mandatory and doesn't guarantee your final loan approval, pre-approval can offer you invaluable insights and...
Buying Off The Plan? Here’s What You Need To Know
Buying off the plan can be an appealing prospect for both homebuyers and investors, offering personalisation, potential savings, and a turnkey property. It's important to note that property purchases may not always proceed as expected. Each purchase comes with its own set of advantages and disadvantages that should be carefully...