Crucial step first home buyers can often overlook

As a first home buyer, you’ve saved a deposit. You’ve been trawling realestate.com.au. You’re emotionally prepared to bid… But there’s one crucial step that many first-time buyers skip—and it can make the difference between buying smart or getting stuck. Let’s break it down. The most overlooked step: Get a pre-approval...

Securing a Home Loan Without a Traditional 9-to-5

For many Australians, homeownership is a major financial goal. But if you're self-employed, a freelancer, or working in the gig economy, securing a home loan without a traditional job can feel like an uphill battle. Without the stability of a full-time salary, traditional lenders may view you as a higher-risk...

Your Guide To Borrowing Power

Buying your first home is an exciting milestone, but let’s be real—it can also feel a little overwhelming. With so much information out there, it’s easy to get lost in the jargon. One of the most important things to understand before diving into the property market is your borrowing power—a...

Future-Proof Your Home Loan

Life has a funny way of surprising us in the future—both in the best and most challenging ways. Your finances, much like your plans, often take the brunt of these surprises. From unexpected interest rate hikes to major milestones like growing your family or switching careers, your home loan should...

Low-Doc Home Loans

Navigating the vast array of loan options can be challenging, but for self-employed individuals, a low-doc loan might be the perfect fit. Dive in with us as we uncover what makes low-doc loans special, who can benefit from them, their standout features, and whether a fixed or variable rate is...

Budget-Friendly Ways to Maximise Your Home Value

Your home is not just four walls and a roof; it’s a long-term investment, and increasing its value should always be top of mind.  There are several compelling reasons why homeowners should invest in boosting the value of their property. Ultimately, it enhances your living experience and also yields significant...

To Rent or Buy Property in 2024?

As property prices continue to soar, many young home buyers find themselves at a crossroads, trying to decide whether to rent or buy. It’s a dilemma as old as time—or at least as old as mortgages. Deciding whether to rent or buy in 2024’s challenging market is a complex decision...

Reverse Mortgage

As we journey through life, our needs evolve, and sometimes, financial constraints can feel like a roadblock to achieving our goals.  Luckily, for Australians over 60 who own their own homes, there is a financial lifeline that can provide relief: a reverse mortgage. But what is it, and could it...