Free Guide to Building a Property Portfolio -

Trusted Mortgage Broker Across Australia

Secure the right finance for your home and future

Practical mortgage advice, tailored investment strategies, and business finance support.

We don’t just find loans — we guide you to long-term financial outcomes with clear advice and hands-on support.

Mortgage Broker Australia

Empowering Your Financial Journey with Trust & Strategy

Your Partner in Home Loans, Investment Growth & Long-Term Prosperity



At NMC Finance, we help individuals who feel stuck or overwhelmed in their finance journey — whether buying their first home or planning long-term wealth.



Led by Nathan Coad, we go beyond loan sourcing and provide strategic guidance for future security.



From home ownership to investment strategy, SMSF pathways, and business growth, we support your financial journey for life.

How it Works

Our proven 5-step process ensures you get the best
finance solution for your needs

01

Discovery Call

Initial consultation to understand your goals and needs

02

Information Request

Gather necessary documents and financial details

03

Application Call

Review and submit your loan application

04

Advice & Solutions

Present tailored loan options and strategies

05

Implementation

Finalize and settle your loan successfully

What We Do

Trusted by thousands across Australia

Mortgage Broker Australia

First Home Buyers

navigate the home buying journey with confidence . we help first-timers secure the best rates and build long-term wealth .or

Mortgage Broker Australia

Property Investors

Grow your investment portfolio with strategic finance solutions . Access to exclusive investment loan products .

Mortgage Broker Australia

Business Acquisition

Finance your business purchase or expansion Specialized lending solutions for entrepreneurs and business owners .

Vehicle & Equipment

Finance business vehicles, machinery, and equipment. Flexible terms and competitive rates for your business assets .

SMSF Purchase

Use your super to invest in property. Expert guidance on SMSF loans and compliance requirements .

Medical Professionals

Specialized finance for doctors, dentists, and healthcare professionals. Premium lending solutions for medicos.

Why Choose NMC Finance?

Trusted by thousands across Australia

50+ Lenders

Access to major banks plus exclusive off-panel lending options

Mortgage Broker Australia

20+ Years Experience

Two decades of banking and finance industry expertise

Mortgage Broker Australia

Personalized Service

Transparent support and tailored solutions for your goals

Fully Accredited

AFCA, MFAA, and CAFBA certified for your protection

Trusted by thousands across Australia

0 +
Successful Settlemets
$ 0 M+
Loans Approved
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5-Star Reviews

What Our Clients Say

NMC Finance place picture
5.0
Based on 49 reviews

Get the Right Guide for Your Investment Strategy

Download our FREE GUIDE and learn everything you need to know from How to Start, Find, Afford, Grow and the Risks Involved in Building a Property Portfolio

Medico Investors

A tailored guide designed specifically for medical professionals, offering insights into investment structures, tax benefits, and financial strategies for doctors, dentists, specialists, and healthcare workers.

Property Investors

A practical roadmap for building wealth through real estate — covering market analysis, property selection criteria, financing strategies, and long-term portfolio growth techniques.

SMSF Investors

A clear and informative guide to managing your Self-Managed Super Fund, helping you understand compliance, investment choices, risk management, and how to maximize your retirement returns.

Our Lenders

We’re Fully Accredited

Mortgage Repayment Calculator

Work out how much your home loan repayments might be. Easily adjust your loan amount, mortgage repayment type and interest rate to see what your repayments could look like. You can also generate a Key Facts Sheet.

Income
$1,000,000.00 per year
Expenses
$8,000.00 per month

About us

This loan is for
Number of dependants
We're looking for

Our income

I earn (before tax)

(Annual income before tax)

(Income you receive from an investment property)

(E.g. regular bonus, overtime, dividends)

Expenses

Bills & living expenses

(E.g. food, electricity, transport, education, entertainment)

(If you'll pay rent once you buy a property)

Current home loan repayments

(If either of you already have a home loan)

Other loan repayments

(Total repayments e.g. personal, student, car loan)

Our total credit card limit

(Combined limits including store cards)

You may be able to borrow up to

$4,981,100
$100,000 $4,981,100

Principal and interest repayments

$28,565
Loan over

Based on a

(Comparison rate: 5.72% p.a.)**

Loan to Value ratio (LVR) is the total amount you have borrowed for your loan as a percentage of your property value. Minimum borrowing amount is $100,000 to be eligible for a Digi Home Loan.

Home loan today. Holiday tomorrow.

Earn up to 300,000 Qantas Points with a NMC Finance Home Loan. Available online only.

This calculator is only a guide. There may be other products available that are better suited to your needs.

This calculator stores your calculation as a cookie.

to start again.

$1,855 per month
$
years

(Comparison rate: 6.67% p.a.)**

Your monthly repayments

Principal and interest repayments
$1,855
Standard variable rate
6.29 
% p.a
Comparison rate**
6.67 
% p.a
Total loan repayments
$667,787
Total interest charged
$367,787
$

** The comparison rate is based on a $150,000 loan over 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

$19,857
$
$

Your upfront costs would be $19,857

$500,000 Savings
$19,857 Upfront costs
=
$480,143 Savings left for a deposit

After covering your upfront costs, you'd have $480,143 savings remaining for a deposit.

Edit and explore these upfront costs
  1. Government (e.g. stamp duty) $17,557
  2. Conveyancing $1,500 EST
  3. Bank $800
  4. Total upfront costs $19,857

After covering your upfront costs your remaining deposit would be
$480,143

96.02% Deposit

So far so good, looks like you could afford to buy a property in that price range.

Your estimated loan amount would be $19,857

The next step is to work out how much you can borrow.

Calculate

Your current home loan

% p.a.

Your new home loan

(Comparison rate: 5.72% p.a.)**

Loan options displayed based on property and repayment type. You can select your LVR tier.

Your new monthly repayments
$1,859
Interest rate
5.59% p.a.
Comparison rate**
5.72% p.a.

Our estimate of your current Principal and Interest monthly repayments
$2,083

Your new rate could save you

Monthly

$224

Yearly

$2,688

Over loan life

$67,200

Ready to get started?

Refinance your home loan from another bank to NMC Finance. Get conditional approval in 10 minutes online.

Book Your Free Discovery Call

Know your possibilities with certainty — secure the best rate and never miss the market moves.