Is renting becoming impossible? Now might be the right time to buy your first home. Across the country, tenants are facing bidding wars, lengthy queues at inspections, and skyrocketing rents. While renting has traditionally been a stepping stone toward home ownership, for many Aussies, it now feels like a never-ending...
Latest Finance News
How to Use Equity to Buy an Investment Property
If you’ve owned your home for a few years, there’s a good chance you’ve built up a little something called equity, and it might just be the most powerful (and overlooked) tool for growing your wealth. While rising property prices and cost-of-living pressures make saving for a second deposit feel...
EOFY Loan Review: Reassess Your Business Finance
EOFY, it’s that time of year when business owners are knee-deep in numbers, receipts, and last-minute calls to the accountant. While it’s easy to get caught up in tax returns and compliance, the end of the financial year is also the perfect opportunity to give your business finances a health...
What the Latest RBA Rate Cut Really Means for First Home Buyers
You’ve been saving. Watching the market. Getting your hopes up… and then comes the announcement: The Reserve Bank of Australia (RBA) has cut the official cash rate to 3.85%. If you're a first home buyer, your first thought might be: “Great — does this mean I can finally buy?” But...
“How Much Can I Borrow?” vs “How Much Should I Borrow?”
As a first home buyer, one of the first questions you’ll likely ask is: “How much can I borrow?” But a better question to start with is: “How much should I borrow?” What you can borrow Banks assess your borrowing power based on your income, expenses, debts, dependants, and credit...
Your Essential Business Loan Checklist
Applying for a business loan can feel overwhelming, especially if it’s your first time. But it doesn’t have to be complicated — with the right preparation, you can speed up the process and boost your chances of approval. Here’s a practical checklist of what you need to have ready before...
Home renovation on a tight budget
Ever scrolled past a stunning home renovation on Instagram and wondered, "How are they affording that?" You're not alone. With cost-of-living pressures hitting hard across Australia, it can feel impossible to find the extra cash for anything beyond the basics – let alone a full-blown kitchen upgrade or bathroom overhaul....
Crucial step first home buyers can often overlook
As a first home buyer, you’ve saved a deposit. You’ve been trawling realestate.com.au. You’re emotionally prepared to bid… But there’s one crucial step that many first-time buyers skip—and it can make the difference between buying smart or getting stuck. Let’s break it down. The most overlooked step: Get a pre-approval...
Funding Business Growth Without the Stress
How to Scale Your Business with the Right Finance Growth is exciting—but it also comes with one big question: how do you fund it without putting unnecessary strain on your business? Whether you’re hiring staff, increasing inventory, investing in marketing, or expanding into new markets, scaling requires capital. Fortunately, there...
Should You Use a Business Loan to Pay Off Debts
Managing business finances can be challenging, and if you're juggling multiple debts, you may be considering a business loan to consolidate or refinance what you owe. While this strategy can be beneficial, it’s important to weigh the pros and cons to determine if it’s the right move for your business....