Latest Finance News

The Role of a Business Plan in Securing Financial Support

Most small to medium businesses in Australia require financial support at some point in their journey.  Whether those funds are required to kick-start your endeavours or to help your existing business grow there is a crucial document they all need to access finance.  Enter the business plan, an essential tool...

Understanding Your Borrowing Capacity

If you’re on the hunt for a new home, the term ‘borrowing capacity’ is something you’ll want to familiarise yourself with. It’s a crucial factor in the world of home loans, so let’s dive into what it means, how lenders determine it, and how it affects your finance application. What...

Tapping Into Equity for Home Renovation

Embarking on a home renovation journey is a thrilling endeavour, offering the promise of an improved living space and increased property value. Yet, the financial hurdles can be daunting, especially for homeowners in Australia with limited savings earmarked for such transformations. But there is a solution that allows you to...

5 Essential Steps for Your Business this New Year

As 2023 draws to a close, it's not just about winding down but gearing up for what lies ahead. The transition to a new year presents a unique opportunity for businesses to recalibrate and set the stage for success. Here are five pivotal steps that savvy business owners, like you,...

2023 Housing Market Recap with 2024 Predictions

The 2023 Australian housing market defying expectations and offered twists that have kept experts and enthusiasts on their toes. Approaching 2024, it's essential to review the past year's events and foresee the trends shaping the real estate landscape. Unraveling 2023 housing market trends Against the backdrop of escalating interest rates,...

Unlocking Home Loan Applications for Self-Employed Australians

If you’re self-employed, navigating the complexities of securing finance requires strategic planning and a comprehensive grasp of what lenders seek in potential borrowers. Let’s break down the process to help you started on your home-buying journey. What Lenders Seek in Self-Employed Borrowers 1. Stability and Consistency: Lenders prioritise stability and...

Impact of Rising Interest Rates on Aussie Businesses

In a recent move, the Reserve Bank of Australia (RBA) has opted to increase interest rates once more, pushing the cash rate to 4.35% as of November 2023, impacting Aussie businesses. This decision has set off ripples across the financial landscape, with conversations predominantly revolving around its impact on homeowners....

Unlock the power of business loans

Getting business loans can be a critical step in acquiring the funds that you need to maintain cash flow, grow your business, or make important purchases. However, it's crucial to understand the process's intricacies as you embark on this journey. In this guide, we will provide you with important steps...