When buying a business, it is easy to get caught up in the excitement of taking over an existing brand, meeting staff, or imagining how you could grow it. However, the real health of any business is revealed in its financials. These documents tell the story of how the business...
How First Home Buyers Can Win in the Regional Property Boom
Regional property is becoming one of the most realistic ways for first home buyers to enter the market in 2025. If you have been searching for your first home, you will know how challenging it is to find something affordable in the inner suburbs of Australia’s major cities. Prices continue...
Interest Rate Cuts and Affordability Here’s What You Need To Know
Interest rate cuts are giving first home buyers a new opportunity to enter the property market in 2025. If you have been watching prices rise in capital cities, it may feel like buying your first home is out of reach. Lower interest rates are helping many buyers borrow more and...
First Home Buyers Guide to a 5% Deposit
Buying your first home in Australia has always felt like a mix of excitement, anxiety, and, let’s be honest, a little bit of math-induced nausea. Saving a deposit has been the biggest hurdle for many, often taking years of careful budgeting, frugal living, and perhaps skipping a few avo on...
Buying a Home with One Income
If you are relying on a single income and wondering whether buying a home is even realistic, you are not alone. We often work with clients in exactly this position: single parents, recent graduates, newly separated individuals, all determined to get a foot on the property ladder. The good news?...
Stop Renting and Get into the Housing Market
Is renting becoming impossible? Now might be the right time to buy your first home. Across the country, tenants are facing bidding wars, lengthy queues at inspections, and skyrocketing rents. While renting has traditionally been a stepping stone toward home ownership, for many Aussies, it now feels like a never-ending...
What the Latest RBA Rate Cut Really Means for First Home Buyers
You’ve been saving. Watching the market. Getting your hopes up… and then comes the announcement: The Reserve Bank of Australia (RBA) has cut the official cash rate to 3.85%. If you're a first home buyer, your first thought might be: “Great — does this mean I can finally buy?” But...
“How Much Can I Borrow?” vs “How Much Should I Borrow?”
As a first home buyer, one of the first questions you’ll likely ask is: “How much can I borrow?” But a better question to start with is: “How much should I borrow?” What you can borrow Banks assess your borrowing power based on your income, expenses, debts, dependants, and credit...
Crucial step first home buyers can often overlook
As a first home buyer, you’ve saved a deposit. You’ve been trawling realestate.com.au. You’re emotionally prepared to bid… But there’s one crucial step that many first-time buyers skip—and it can make the difference between buying smart or getting stuck. Let’s break it down. The most overlooked step: Get a pre-approval...
Your Home Loan Super Team: The Key Professionals You Need
Buying a home is one of the biggest financial decisions you'll ever make. It’s an exciting journey, but it can also feel overwhelming without the right team supporting you. From securing a mortgage to signing contracts and navigating legal requirements, working with the right professionals can make the process smoother...