Buying a home is an exciting milestone, but in today’s competitive property market, it takes more than just enthusiasm to secure your dream property. In fact, PropTrack data shows that almost 60% of suburbs nationwide have seen an increase in views per listing on realestate.com.au compared to last year. This...
Home Loans Perks For Medical Professionals
If you’re a medical professional dreaming of owning your own home, there’s good news. Lenders love working with people like you, and it’s not just because you help keep the rest of us healthy. They know that your job stability and earning potential make you a pretty safe bet. So,...
Australia’s Property Market: Key Insights from the Latest Data
As Australia’s property market continues to face the challenges of high interest rates, rising living costs, and ongoing affordability issues, staying on top of the latest stats and trends is more important than ever. Whether you’re an investor, homeowner, or first-time buyer, understanding these shifts can help you make better...
A 2% Deposit Can Make Homeownership a Reality
Buying your first home has always been a milestone achievement, but in today’s market, it feels more like an uphill battle. The dream of homeownership is becoming increasingly difficult to achieve, especially with rising property prices and the need for a substantial deposit. While previous generations dealt with higher interest...
Frequently Asked Questions for Mortgage Broker
Curious about why you might need a mortgage broker and how we can assist you? Whether you’re a first-time buyer or a seasoned mortgage holder, understanding the value of a mortgage broker is key. So, we’ve gathered answers to common FAQs about our services to show how we can help...
Low-Doc Home Loans
Navigating the vast array of loan options can be challenging, but for self-employed individuals, a low-doc loan might be the perfect fit. Dive in with us as we uncover what makes low-doc loans special, who can benefit from them, their standout features, and whether a fixed or variable rate is...
Budget-Friendly Ways to Maximise Your Home Value
Your home is not just four walls and a roof; it’s a long-term investment, and increasing its value should always be top of mind. There are several compelling reasons why homeowners should invest in boosting the value of their property. Ultimately, it enhances your living experience and also yields significant...
To Rent or Buy Property in 2024?
As property prices continue to soar, many young home buyers find themselves at a crossroads, trying to decide whether to rent or buy. It’s a dilemma as old as time—or at least as old as mortgages. Deciding whether to rent or buy in 2024’s challenging market is a complex decision...
Reverse Mortgage
As we journey through life, our needs evolve, and sometimes, financial constraints can feel like a roadblock to achieving our goals. Luckily, for Australians over 60 who own their own homes, there is a financial lifeline that can provide relief: a reverse mortgage. But what is it, and could it...
15-Year vs. 30-Year Mortgages
Choosing between 15-year and 30-year mortgages can significantly impact your finances, influencing everything from monthly cash flow to long-term savings. Let's delve into the nuances of each option to guide you through this critical decision-making process. The 30-Year Mortgage: A Familiar Path For many aspiring homeowners, the 30-year mortgage stands...