Every year around this time, conversations about whether to refinance start to pop up more often. As the year winds down and everyone begins thinking about what they want next year to look like, it is completely normal to take a closer look at your finances and wonder if there...
What rising property prices mean for Queensland buyers in the years ahead
Property in Queensland has a way of keeping us on our toes. Some years feel steady and predictable, and others suddenly pick up pace and move faster than anyone expects. Right now, we are seeing the early signs of another growth phase, and most forecasts suggest prices will continue to...
Budgeting for Ongoing Costs After You Buy a Home
Buying your first home is an incredible achievement. You skipped the avo on toast and worked hard to save for the deposit. The endless pile of papers are signed, you’ve collected the keys, and finally moved in. For many people, that is the moment they feel a huge sense of...
Fixed vs Variable Home Loans in 2025
After a few unpredictable years in the property world, things are finally starting to feel a little calmer for home loans. Rates have steadied, confidence is creeping back, and homeowners are beginning to take a breath. But one question still comes up almost every day. Should you fix your loan,...
How First Home Buyers Can Win in the Regional Property Boom
Regional property is becoming one of the most realistic ways for first home buyers to enter the market in 2025. If you have been searching for your first home, you will know how challenging it is to find something affordable in the inner suburbs of Australia’s major cities. Prices continue...
Interest Rate Cuts and Affordability Here’s What You Need To Know
Interest rate cuts are giving first home buyers a new opportunity to enter the property market in 2025. If you have been watching prices rise in capital cities, it may feel like buying your first home is out of reach. Lower interest rates are helping many buyers borrow more and...
Buying a Home with One Income
If you are relying on a single income and wondering whether buying a home is even realistic, you are not alone. We often work with clients in exactly this position: single parents, recent graduates, newly separated individuals, all determined to get a foot on the property ladder. The good news?...
Upgrading or Investing? What to Consider Before Using Equity
When the equity in a first home starts to build, it is common to face a major decision: is it better to upgrade to a more desirable home, or invest in a second property? Both choices have clear benefits, but each comes with different financial implications and long-term impacts. For...
Stop Renting and Get into the Housing Market
Is renting becoming impossible? Now might be the right time to buy your first home. Across the country, tenants are facing bidding wars, lengthy queues at inspections, and skyrocketing rents. While renting has traditionally been a stepping stone toward home ownership, for many Aussies, it now feels like a never-ending...
What the Latest RBA Rate Cut Really Means for First Home Buyers
You’ve been saving. Watching the market. Getting your hopes up… and then comes the announcement: The Reserve Bank of Australia (RBA) has cut the official cash rate to 3.85%. If you're a first home buyer, your first thought might be: “Great — does this mean I can finally buy?” But...