Stop Renting and Get into the Housing Market

Is renting becoming impossible? Now might be the right time to buy your first home. Across the country, tenants are facing bidding wars, lengthy queues at inspections, and skyrocketing rents. While renting has traditionally been a stepping stone toward home ownership, for many Aussies, it now feels like a never-ending...

How to Use Equity to Buy an Investment Property

If you’ve owned your home for a few years, there’s a good chance you’ve built up a little something called equity, and it might just be the most powerful (and overlooked) tool for growing your wealth. While rising property prices and cost-of-living pressures make saving for a second deposit feel...

EOFY Loan Review: Reassess Your Business Finance

EOFY, it’s that time of year when business owners are knee-deep in numbers, receipts, and last-minute calls to the accountant. While it’s easy to get caught up in tax returns and compliance, the end of the financial year is also the perfect opportunity to give your business finances a health...

Security Swapping When Buying a New Home

If you’re happy with your current home loan and want to avoid the hassle of applying for a new one, a security swap could be just the solution you’re looking for. Also known as a substitution of security or loan portability, security swapping lets you hold onto your original mortgage...

Refinancing Can Help You Manage the Cost of Living

As many Australians grapple with the rising cost of living, the pressure to manage household expenses has never been more intense. With inflation affecting everything from groceries to utilities, finding ways to reduce monthly outgoings is crucial. One option that can provide financial relief is refinancing your home loan. By...

How to get ahead in a hot property market

The Australian property market is undeniably hot, with housing values increasing by another 1.5% in September, according to CoreLogic.  That rise means national values have grown by 17.6% over 2021 alone. And when compared to the same time last year, prices are up by a stunning 20.3% – the fastest annual...

NAB Commercial Property Survey

There’s a mix of both bad and good news in the latest NAB Commercial Property Survey.On the downside, Victoria’s office vacancy rate has more than doubled to 10.9% in Q2 from the 4% recorded at the end of March last year. The vacancy rate is excepted to ease somewhat over...

Home Price Growth & Forecasts

Ratings agency Fitch has bumped up its property price growth forecast for Australia, and is now expecting prices to soar by as much as 16% this year.  That’s significantly higher than the agency’s previous estimate released in December 2020 – which forecast growth of between 3-5%. It also places Australia...

Popular commercial property assets

Ever wondered what sort of commercial property assets people buy when they take out commercial loans? The most popular type of purchase is offices, followed by retail and industrial, according to data from APRA, Australia’s banking regulator. * Offices = 31% of commercial property loans by value * Retail =...