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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s,

Commercial Property Finance

Whether you are purchasing a commercial property to run your business from or for investment purposes….

Commercial Property Finance

Whether you are purchasing a commercial property to run your business from or for investment purposes….

Commercial Property Finance

Whether you are purchasing a commercial property to run your business from or for investment purposes….

Commercial Property Finance

Whether you are purchasing a commercial property to run your business from or for investment purposes….

Commercial Property Finance

Whether you are purchasing a commercial property to run your business from or for investment purposes….

Commercial Property Finance

Whether you are purchasing a commercial property to run your business from or for investment purposes….

Resources File

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s,

Commercial Property Finance

Whether you are purchasing a commercial property to run your business from or for investment purposes….

Commercial Property Finance

Whether you are purchasing a commercial property to run your business from or for investment purposes….

Commercial Property Finance

Whether you are purchasing a commercial property to run your business from or for investment purposes….

Commercial Property Finance

Whether you are purchasing a commercial property to run your business from or for investment purposes….

Mortgage Repayment Calculator

Work out how much your home loan repayments might be. Easily adjust your loan amount, mortgage repayment type and interest rate to see what your repayments could look like. You can also generate a Key Facts Sheet.

About us

This loan is for

Number of dependants

children (under 18)

adults (18 and over)

We're looking for

Our income

I earn (before tax)

(Annual income before tax)

(Income you receive from an investment property)

(E.g. regular bonus, overtime, dividends)

Expenses

Bills & living expenses

(E.g. food, electricity, transport, education, entertainment)

(If you'll pay rent once you buy a property)

Current home loan repayments

(If either of you already have a home loan)

Other loan repayments

(Total repayments e.g. personal, student, car loan)

Our total credit card limit

(Combined limits including store cards)

You may be able to borrow up to

$4,981,100

$100,000 $4,981,100

Principal and interest repayments

$28,565

Loan over

Based on a

(Comparison rate: 5.72% p.a.)**

Loan to Value ratio (LVR) is the total amount you have borrowed for your loan as a percentage of your property value. Minimum borrowing amount is $100,000 to be eligible for a Digi Home Loan.

Home loan today. Holiday tomorrow.

Earn up to 300,000 Qantas Points with a NMC Finance Home Loan. Available online only.

Apply online

This calculator is only a guide. There may be other products available that are better suited to your needs.

This calculator stores your calculation as a cookie.

to start again.

Your repayments would be $1,855 per month

✏

Loan Amount

Term

years

Repayment type

With a

Or input interest rate

(Comparison rate: 6.67% p.a.)**

Your monthly repayments

Principal and interest repayments

$1,855

Standard variable rate

6.29

% p.a

Comparison rate**

6.67

% p.a

Total loan repayments

$667,787

Total interest charged

$367,787

Repayment frequency

Additional repayments

Wealth package^ Wealth package will waive the $600 establishment fee and provide discounts on home loans. Learn more.

Show repayments graph Show repayments table

** The comparison rate is based on a $150,000 loan over 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

I'm looking for

for

I have savings of

for a property worth

Your upfront costs would be ^$19,857

−

After covering your upfront costs, you'd have $480,143 savings remaining for a deposit.

Edit and explore these upfront costs

Government (e.g. stamp duty) ^$17,557 ▾
1. Property stamp duty ^$17,029 A state or territory government fee that you'll need to pay around settlement.
2. Registration of mortgage ^$176 A state or territory government fee to register the mortgage on the title of the property.
3. Registration of discharge of mortgage ^$176 A state or territory government fee to remove the seller's existing mortgage from the property title.
4. Registration of transfer ^$176 A state or territory government fee to transfer the property's title from the seller to the buyer.
Conveyancing ^$1,500 EST ▾
1. Conveyancer / solicitor fee ^$1,500 EST A fee for the activities conducted by a conveyancer or legal professional to prepare the documentation for the purchase of your property. This cost can vary.
Bank ^$800 ▾
1. Bank settlement fee ^$200 Our fee for attending settlement.
2. Loan establishment fee¹ ^$600 Our fee to review, process and get your loan ready.
Total upfront costs ^$19,857

After covering your upfront costs your remaining deposit would be
^$480,143

96.02% Deposit

So far so good, looks like you could afford to buy a property in that price range.

Your estimated loan amount would be ^$19,857

The next step is to work out how much you can borrow.

Calculate

Your current home loan

Current loan balance

Years remaining

Interest rate

% p.a.

Your new home loan

Property type

You'll be paying

New interest rate

(Comparison rate: 5.72% p.a.)**

Loan options displayed based on property and repayment type. You can select your LVR tier.

Your new monthly repayments

$1,859

Interest rate

5.59% p.a.

Comparison rate**

5.72% p.a.

Our estimate of your current Principal and Interest monthly repayments

$2,083

Your new rate could save you

Monthly

$224

Yearly

$2,688

Over loan life

$67,200

You could pay off your home loan sooner ▾

Features & fees ▾

Ready to get started?

Refinance your home loan from another bank to NMC Finance. Get conditional approval in 10 minutes online.

Book Your Free Discovery Call

Know your possibilities with certainty — secure the best rate and never miss the market moves.

FREE Guide to Building a Property Portfolio

Download our FREE GUIDE and learn everything you need to know from How to Start, Find, Afford, Grow and the Risks Involved in Building a Property Portfolio.

What Our Clients Say

NMC Finance

5.0

Based on 49 reviews

review us on

Maria S

06:10 14 Nov 25

Absolutely Outstanding Service!

We had a very complicated situation, and Joshua and Nathan from NMC finance managed to make it work when others couldn't. They were so committed to finding solutions and never gave up, no matter how complex things got.

Their communication was exceptional and they went above and beyond to accomodate our busy schedules, even replying late at night to keep things moving forward. That level of dedication is rare and speaks volumes!

If you're facing challenges and other mortgage brokers say it can't be done, Joshua and Nathan can make it happen. Their expertise and persistence are second to none. We couldn't recommend them highly enough! Fantastic 😀

Paddy Thompson

00:58 21 Oct 25

NMC Finance helped my partner and I build our first home, and it was an extremely smooth and transparent process. Nathan was more than helpful in answering all of our questions, and was very patient with us as we navigated the ins and outs. We wouldn't be able to say one bad thing about our experience, and I will be recommending their services in the future to all my friends and family.

libby Farah

19:41 11 Oct 25

Our experience with the Logan Village acquisition was largely positive and aligned well with our initial expectations. The process was managed efficiently, with clear communication from start to finish. The outcome met our anticipated timelines and budget parameters, and the final product delivered on the promised quality. Overall, a smooth transaction with a satisfactory result
The customer service throughout the Logan Village process was professional, responsive, and proactive, making the experience smooth from initial inquiry to handover. The team was transparent and supportive, which gave us confidence at every stage. From an investment perspective, the area shows strong potential for growth, and the property aligns well with our long-term strategy. Overall, a solid acquisition both in service and outlook.

Nick M

10:11 23 Aug 25

Nathan provides great support from the initial stages through to post-settlement. He is always responsive and available to assist - I highly recommend whether for an investment or owner-occupier purchase.

Alyssa Marie Sibug

02:38 09 Aug 25

Nathan has been very gracious and supportive all throughout the home loan process, very knowledgeable with the nitty gritty from day 1. Highly recommended ðŸ«°ðŸ¼âœ¨

Oja W

04:28 22 Apr 25

My partner and I have been contemplating the purchase of our first home for some time, yet we have faced challenges in gathering the necessary deposit. Fortunately, we were referred to NMC Finance, where Nathan Coad played a pivotal role in making our aspirations a reality. He provided us with a range of financing options and assisted us in securing our funds, locating suitable land, and establishing connections with builders. We are immensely thankful to Nathan and NMC Finance for their support. Nathan's expertise and professionalism are truly exceptional.

Nadine Booysen

04:16 02 Jan 25

We cannot recommend Nathan highly enough! We do not have the words to describe how grateful we are for everything he has done for us.
We struggled for months to find a broker to assist us and when we come across Nathan, we immediately felt comfortable with him.
He gave us a game plan, advise and even some hard truths about our spending habits and what we can do to minimize it. He inspired us and opened our eyes to how we can build a property portfolio, and we are going to continue working towards this with Nathan.
Nathan is the best and anyone would be lucky to have him as a broker!

Resources

Resources Videos

Commercial Property Finance

Commercial Property Finance

Commercial Property Finance

Commercial Property Finance

Commercial Property Finance

Commercial Property Finance

Resources File

Commercial Property Finance

Commercial Property Finance

Commercial Property Finance

Commercial Property Finance

Mortgage Repayment Calculator

About us

This loan is for

Number of dependants

We're looking for

Our income

I earn (before tax)

My partner earns (before tax)

Current rental income

Expected rental income

My other income

Expenses

Bills & living expenses

Rent we'll be paying

Current home loan repayments

Other loan repayments

Our total credit card limit

You may be able to borrow up to

Principal and interest repayments

Based on a

Home loan today. Holiday tomorrow.

Your monthly repayments

Your upfront costs would be $19,857

Edit and explore these upfront costs

Government (e.g. stamp duty) $17,557 ▾

Conveyancing $1,500 EST ▾

Bank $800 ▾

Total upfront costs $19,857

After covering your upfront costs your remaining deposit would be $480,143

Your estimated loan amount would be $19,857

The next step is to work out how much you can borrow.

Your current home loan

Your new home loan

Ready to get started?

Book Your Free Discovery Call

FREE Guide to Building a Property Portfolio

What Our Clients Say

Your upfront costs would be ^$19,857

Government (e.g. stamp duty) ^$17,557 ▾

Conveyancing ^$1,500 EST ▾

Bank ^$800 ▾

Total upfront costs ^$19,857

After covering your upfront costs your remaining deposit would be
^$480,143

Your estimated loan amount would be ^$19,857