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About NMC Finance

Finance advice built around where you want to go.

NMC Finance is an Australian mortgage and finance brokerage helping individuals, property investors, medical professionals and business owners make better informed borrowing decisions.

With more than 20 years of consumer and commercial banking experience and access to a panel of 50+ lenders, we help our clients compare suitable finance options, structure their lending and move from enquiry to settlement with clear guidance.
Book a free consultation
Explore finance solutions
Founder & Finance Broker
Nathan Coad
20+

Years of finance experience

50+

Lenders on our panel

Home + Business

Finance expertise

Australia-wide

Local & remote support

Our approach

More Than Finding a Loan

Getting finance should not begin with a product. It should begin with understanding you.

Your income, commitments, property plans, business goals and future priorities all influence which lending solution may be suitable.

NMC Finance was created to give clients more choice than they may receive by approaching a single bank. Our team can compare options across a broad lender panel and help you understand differences in lending policy, structure, repayments, features and eligibility.

That means our role goes beyond submitting an application. We help you understand your position, prepare for lender assessment and make a more informed finance decision.

CHOICE

Lender choice today
0 +
Years inside finance
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Our approach

More Than Finding a Loan

NMC Finance was born from more than two decades of experience across consumer and commercial banking.

Working within banking provided valuable insight into how lending decisions are made, but it also highlighted an important limitation: a bank can generally only recommend products available within its own lending range.

NMC Finance was created to offer clients greater choice. As a finance brokerage, we can look across a panel of more than 50 lenders and consider different policies, products and structures based on each client’s circumstances.

Today, we work with Australians at many stages of their financial journey—from first home buyers to experienced investors, medical professionals and business owners.

Leadership

Meet Nathan Coad

Founder, NMC Finance

Nathan Coad leads NMC Finance with more than 20 years of experience across consumer and commercial banking and finance.

His experience inside the banking system provides an understanding of how lenders assess borrowers, businesses, properties and finance applications.

Nathan and the NMC Finance team take a practical approach to finance. The goal is not simply to arrange a loan today. It is to understand where a client wants to be in the years ahead and consider how their lending structure can support those plans.

Meet our team

Finance solutions

Finance for Different Stages of Life and Business

Your lending requirements can change considerably over time. We support clients through more than one financial milestone across residential, investment and business finance.
01
First Time Home Buyer Loans
Understand deposits, borrowing power, pre-approval, government support and the journey from assessment through to settlement.
Explore first home buyer loans
02
Investment Property Loans
Review borrowing capacity, available equity, loan structure and lender options for your next property investment.
Explore investment property loans
03
Business Acquisition Loans
Understand potential funding structures, lender requirements, security and the financial information needed to buy a business.
Explore business acquisition finance
04
Vehicle & Equipment Finance

Compare suitable asset finance structures for vehicles, equipment and machinery while considering long-term cash flow.

Explore vehicle & equipment finance
04
Home Loans for Doctors
Understand profession-specific lender policies, eligible home loan options and potential benefits for medical professionals.
Explore loans for medical professionals
06
Construction Loans
Navigate lender requirements and progress payments for a new home, major renovation, rebuild or investment property.
Explore construction loans
07
Home Loan Refinancing
Review your current mortgage, compare suitable refinance options and understand whether a new structure may improve your position.
Explore home loan refinancing
08
Low Doc Loans
Explore low doc and alternative documentation options for eligible self-employed borrowers, contractors and business owners.
Explore low doc loans

Why NMC Finance

Why Australians Choose NMC Finance

01
20+ Years of Finance Experience
Experience across consumer banking, commercial banking and finance gives us insight from both the borrower and lender perspective.
02
Access to 50+ Lenders
Instead of being restricted to one bank’s products, we can review options across a broad lender panel.
03
Home & Business Finance Expertise
Our experience extends across residential property, investment lending, business finance and asset finance.
04
Advice Built Around Your Goals
We start by understanding what you are trying to achieve before looking at potential lending solutions.
05
Support Throughout the Process
We help with preparation, lender comparison, application, approval and the steps leading toward settlement.
06
A Long-Term Approach
Our aim is to build relationships that continue as your property, family, career or business evolves.

How NMC works

What It Is Like Working With NMC Finance

Good finance advice should make the lending process easier to understand. Our approach starts with your goals and works forward from there.

1
Discovery
A conversation about your current position, borrowing requirements and what you want to achieve.
2
Financial Review
We review your income, liabilities, assets, deposit, equity or business circumstances.
3
Lender Comparison
We identify suitable lending options from our panel based on your circumstances and purpose.
4
Finance Strategy
We explain structures, requirements, repayments and considerations so you can decide with confidence.
5
Application & Settlement
We prepare the application and work with relevant parties as your loan progresses to settlement.
Start with a free discovery call

Why NMC Finance

Finance Support for Australians With Different Goals

No two borrowers come to us for exactly the same reason.

You might be entering the property market, planning your next investment, running a business, or simply checking whether your existing finance still makes sense.

Whatever stage you are at, the starting point is the same: understand your position first, then look at the finance options available to you.

  • First home buyers
  • Homeowners
  • Property investors
  • Doctors & medical professionals
  • Self-employed borrowers
  • Business owners
  • Business buyers
  • Property developers
  • Clients looking to refinance
  • Clients financing vehicles & equipment

Our locations

Local Finance Support Across Australia

NMC Finance supports borrowers across Australia with local teams in New South Wales, Queensland, South Australia, Tasmania, Victoria and Western Australia.

Manly, NSW

Mortgage and finance support for Manly, the Northern Beaches and Greater Sydney.

Meet the local team
Varsity Lakes, QLD

Home loan, investment and business finance support across the Gold Coast.

Meet the local team
Fortitude Valley, QLD

Mortgage and finance support for Brisbane and surrounding areas.

Meet the local team
Adelaide, SA

Home loan and business finance support across Adelaide and South Australia.

Meet the local team
Hobart, TAS

Mortgage, investment and business finance guidance across Hobart and Tasmania.

Meet the local team
Melbourne, VIC

Home loan, investment property and business finance support across Victoria.

Meet the local team
Bondi Junction, NSW

Mortgage support across Sydney’s Eastern Suburbs and surrounding areas.

Meet the local team
Sippy Downs, QLD

Home loan and business finance support across the Sunshine Coast.

Meet the local team
Mandurah, WA

Mortgage, investment and business finance across Peel and Greater Perth.

Meet the local team
Newcastle, NSW

Home loan, investment and business finance across Newcastle and the Hunter.

Meet the local team

Not located near one of our offices?

We can also assist clients remotely across Australia.

Speak to a Broker in Your Area

Our lender panel

More Choice Than Going Directly to One Bank

Every lender has different credit policies, servicing calculations, income requirements, property criteria and lending preferences. The lender that suits one borrower may not suit another.

We consider the overall structure, lender requirements, features and your financial goals rather than focusing on an advertised rate alone.

50+
lenders available
through our panel

How NMC works

Finance Is Personal. So Is the Service.

Read more client reviews
Google review
“NMC Finance helped my partner and I build our first home, and it was an extremely smooth and transparent process. Nathan was more than helpful in answering all of our questions, and was very patient with us as we navigated the ins and outs.”
MP
Paddy Thompson
First home & construction
Google review
“Nathan provides great support from the initial stages through to post-settlement. He is always responsive and available to assist — I highly recommend whether for an investment or owner-occupier purchase.”
MP
Nick M
Property finance
Google review
“Nathan has been very gracious and supportive all throughout the home loan process, very knowledgeable with the nitty gritty from day one. Highly recommended.”
MP
Alyssa Marie Sibug
Home loan

Our values

What Matters to Us

Five principles shape how we communicate, advise and build long-term client relationships.
01
Principled
Good finance relationships start with trust. You should understand the options being discussed and why they may be suitable.
02
Competent
Experience, preparation and understanding lender requirements matter when navigating important borrowing decisions.
03
Clear
We explain finance and the process in language that is easier to understand.
04
Strategic
We look beyond the immediate transaction and consider what you are working toward next.
05
Relationship Focused
We want clients to feel comfortable coming back as their circumstances and plans change.

Frequently asked questions

About NMC Finance

Learn more about our brokerage, lender panel and the people we help.
Still have a question? Contact our team
What does NMC Finance do?
NMC Finance is an Australian mortgage and finance brokerage. We help clients compare and arrange finance for home purchases, property investment, refinancing, business acquisitions, vehicles, equipment, construction and other eligible lending requirements.
Yes. NMC Finance provides mortgage and finance broking services for residential, investment and business borrowers across Australia.
NMC Finance has access to a panel of more than 50 lenders. The lenders considered for an individual application will depend on the type of finance required and the borrower’s circumstances.
Yes. We help first home buyers understand borrowing power, deposits, pre-approval, lender requirements and potential first home buyer support before comparing suitable home loan options.
Yes. We help property investors with investment property loans, refinancing, equity considerations and lending structures for eligible property purchases.
Yes. NMC Finance assists with several forms of business finance including business acquisition lending and vehicle and equipment finance.
We help eligible doctors and medical professionals compare home loan options and understand lender policies that may apply to their profession.
Yes. We assist eligible self-employed borrowers and business owners, including clients who may need low doc or alternative documentation loan options.
NMC Finance has a presence across Australia including Manly, Varsity Lakes, Fortitude Valley, Adelaide, Hobart, Melbourne, Bondi Junction, Sippy Downs, Mandurah and Newcastle. We can also assist eligible clients remotely across Australia.
A bank can generally only discuss lending products within its own range. A mortgage broker can review options from multiple lenders and help you understand which lenders and loan structures may suit your circumstances.
Start by booking a consultation with an NMC Finance broker. We will discuss your goals, financial position and finance requirements before explaining the next steps.

Let's talk

The Right Finance Decision Starts With Understanding Your Options

Tell us what you are working toward and we will help you understand the next step.
Book a free consultation
Explore finance solutions
  • Manly
  • Varsity Lakes
  • Fortitude Valley
  • Adelaide
  • Hobart
  • Hobart
  • Australia-wide